Real Solutions. Reliable Lending.
We specialize in a full range of investment and business financing solutions, including:
Explore Our Loans
DSCR Loans
Finance your rental property with flexible terms and competitive rates.
- • 30-Year Fixed, ARM Products, and Interest-Only Options
- • Approvals Based on Debt Service Coverage Ratio
- • Flexible Prepayment Penalty Options
Private Money
Maximize your profit potential for the repair of your property.
- • Up to 100% of Rehab Costs
- • Fix and Flip, Fix and Hold, and Ground Up Construction
- • No Prepayment Penalties
Cash-Out Refinances
Turn rehabs into rentals, all with one loan.
- • 30-Year Fixed, ARM Products, and Interest-Only Options
- • Up to 75% LTV Cash-Out Refi
- • Portfolio Loan Options
SBA Loans
One simple payment for multiple properties.
- • Up to 90% LTV Purchase
- • Up to 80% LTV Cash-Out Refi
- • 30-Year Amort (Interest or Interest-Only Available)
About Harvest Capital
Harvest Capital is committed to providing honest, straightforward, and reliable mortgage solutions for real estate investors and business owners. We specialize in financing for residential and commercial investment properties.
Whether you're a part-time investor with a few rentals or a seasoned landlord, developer, flipper, or business owner, our team delivers real lending solutions that lead to real results.
We understand every deal is unique. That's why we offer flexible loan programs and efficient closings. Our experts work closely with you to structure financing that fits your strategy, timeline, and qualifications.
Featured Real Estate Loans
What Sets Us Apart?
Unlike many lenders or brokers who pre-qualify everyone just to turn them down later, we respect your time. If we don't see a clear path forward, we'll tell you upfront. And if we do, you'll know it's real. No games. No guesswork. Just honest answers and real options.
"I’ve worked with Harvest Capital on several loans, and each time they’ve exceeded my expectations. My most recent transaction was especially complex, but their team guided me through every step. They always deliver on what they promise, which is why I keep coming back."
William Flores
Real Estate Investor
Contact Us
Have questions or ready to get started? Reach out to our team and we’ll respond promptly.